The cost of dental implants is one of the most common concerns we hear from patients at Precision Oral Surgery. The good news is that implants are more accessible than ever, thanks to a range of financing options, insurance strategies, and competitive pricing. In this guide, we break down what dental implants cost, how to use insurance to your advantage, and the financing programs available at our Colorado offices.
How Much Do Dental Implants Cost?
Dental implant pricing varies based on the type and number of implants, whether bone grafting is needed, the material used for the prosthesis, and geographic location. Here are general ranges for common procedures:
Single-tooth implant: A single implant with an abutment and crown typically ranges from $3,000 to $5,000. This includes the surgical placement of the titanium implant, the connecting abutment, and the custom-fabricated porcelain crown.
Multiple-tooth implants: Replacing two to five teeth with an implant-supported bridge generally costs $6,000 to $15,000, depending on the number of implants required and the complexity of the case.
Full arch restoration (All-on-4 / All-on-6): At Precision Oral Surgery, full arch restorations start at just competitive pricing — one of the most competitive prices in Colorado. This includes the implants, temporary prosthesis, and all surgical fees. The final prosthesis is an additional investment depending on the material you choose.
Does Insurance Cover Dental Implants?
Many dental insurance plans now provide partial coverage for implant procedures, though the extent varies significantly. Here is what to know:
Medical insurance: If your tooth loss resulted from an accident, injury, or medical condition, your medical insurance may cover a portion of the surgical placement. This is worth exploring, especially for trauma-related cases.
Dental insurance: Some dental plans classify implants under “major restorative” services and cover 50 percent of the cost up to an annual maximum (commonly $1,500 to $2,500). Others may cover the crown but not the implant itself, or vice versa.
Maximizing your benefits: If your treatment spans two calendar years, you may be able to use two years’ worth of annual maximums. Our billing team at Precision Oral Surgery helps patients navigate insurance benefits and will submit pre-authorization requests on your behalf so you know your coverage before treatment begins.
Financing Options at Precision Oral Surgery
We believe cost should never prevent someone from getting the care they need. That is why we offer several flexible payment options:
CareCredit: CareCredit is a healthcare-specific credit card that offers promotional financing periods — often 12 to 24 months with zero interest if paid in full during the promotional period. Applying takes just a few minutes and can be done online or at our office.
In-house payment plans: For patients who prefer not to use third-party financing, we offer customized payment plans that spread the cost of treatment over several months. Ask our treatment coordinator for details during your consultation.
HSA and FSA accounts: If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA) through your employer, dental implants are typically an eligible expense. Using pre-tax dollars can effectively reduce your cost by 20 to 35 percent depending on your tax bracket.
Why Dental Implants Are a Smart Long-Term Investment
While the upfront cost of dental implants is higher than dentures or bridges, they are designed to last a lifetime with proper care. Traditional dentures need to be relined or replaced every 5 to 10 years, and bridges rely on adjacent healthy teeth for support, which can weaken them over time. When you factor in the ongoing costs of alternative treatments, dental implants often prove to be the most cost-effective solution over a 20-year period.
Beyond the financial math, implants preserve jawbone density, prevent the “sunken face” appearance that comes with prolonged tooth loss, and allow you to eat, speak, and smile with complete confidence.
Get a Personalized Cost Estimate
Every patient’s situation is unique, which is why we encourage you to schedule a consultation at our Greeley, Loveland, or Thornton office. During your visit, your surgeon will evaluate your needs, discuss your options, and provide a detailed treatment plan with transparent pricing — no surprises.
For patients exploring full-arch solutions, our Paradigm Implant Smiles program offers free consultations with comprehensive cost breakdowns.
Contact Precision Oral Surgery today to learn how we can make your new smile affordable.
